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Stock Market Success Stories: TFSA and ISA Millionaires and Long-Term Nvidia and Netflix Holders

6 min read · RealCase

People searching for the best long-term stock investments are usually looking for a ticker. The investors below point to something more useful: tax-free accounts, regular contributions, and holding through crashes. This isn't a list of stocks to buy — it's how nine real people got where they did.

TFSA millionaires (Canada)

An Ottawa couple, Bree and Kay, maxed out their Tax-Free Savings Accounts every year and held about 30 growth-weighted stocks through market swings; their combined TFSAs passed CA$1.3 million. Retired BC couple Ted and his wife did the same from 2009, helped by Ted's stock bonuses from his employer, reaching $1.2 million. Another investor, Albert, tracked 13F filings to see what fund managers were buying and capped each of his 50 holdings at 5%, building an $875,000 TFSA.

An Ottawa couple grew their TFSAs to $1.3 million →↗A retired couple turned company stock bonuses into a $1.2 million TFSA →↗He copied hedge fund filings to build an $875,000 TFSA →↗

ISA millionaires (UK)

Lord Lee of Trafford invested about £80 a month in UK shares through tax-free PEP and ISA accounts, reinvested every dividend, and avoided short-term trading. In 2003 he became the first publicly known ISA millionaire. Jane Perry started with BT shares in the 1980s privatization wave, moved into tax-efficient wrappers as they became available, and reached £1.7 million by 76.

£80 a month made him Britain's first known ISA millionaire →↗BT shares in the 1980s became £1.7 million →↗

Lifetime ISA returns: the government bonus

Camilla Colley put the maximum £4,000 a year into a Lifetime ISA for three years, collected the 25% government bonus (about £3,000), and invested it in shares and tracker funds. The pot grew to £20,000.

She used a government bonus to turn £12,000 into £20,000 →↗

Long-term holders: Nvidia and Netflix

A New Jersey investor bought $12,000 of Nvidia at about $5 a share in 2011 and added $50,000 in 2022; the stake is now worth about $3 million. A retired math teacher bought 112 Nvidia shares at $79 in 2020 after buying one of its graphics cards; his remaining 84 shares are worth over $65,000. Motley Fool writer Selena Maranjian held through the dot-com crash, 2008, and 2020 — a single $1,000 Netflix position grew past $100,000, and her portfolio topped $1 million.

$12,000 of Nvidia in 2011 — now $3 million →↗A retired teacher bought a graphics card, then the stock →↗A $1,000 Netflix bet became more than $100,000 →↗

Survivorship bias is real: for every Nvidia story there are stocks that went nowhere. These are individual results, not recommendations or financial advice. Consider diversification and speak with a licensed adviser before investing.